For many of us, purchasing a car and paying with cash is not practical. More often, we get financing for a car loan through external sources such as banks, credit unions or private lenders.

If you have less than perfect credit, bad credit or no credit, you may have difficulty getting approved for a car loan from traditional sources.

When people through no fault of their own get into a financial situation that they cannot escape from. That's when people look for a Buy Here Pay Here lot to purchase a used car.

What Is Buy Here Pay Here Financing?

Buy Here Pay Here financing is a term used when you arrange the loan and make payments on it through the same dealership from which you purchased your car.  Because approval decisions are made by the Buy Here Pay Here dealer or lenders who specialize in this kind of financing, you can get approved more easily.

Is The Process Easy?

The process is very simple. It starts with an application process in which the Buy Here Pay Here dealer or lender will ask for some basic information about your employment, income and residency. Once you are approved, you can shop for a car on the lot.

We understand that not everyone has perfect credit. That's why we offer financing for those with challenged credit histories. We know that on-time payments can help to repair your credit history,  and we're here to help you get started on the road to better credit.